Posted by: SCS
on Jul 15, 2010
There are few things in life more important than protecting your home. Remember that the best title examination or search cannot protect your equity and home from matters not appearing in the public records.

However, Title Insurance can protect you from:
• Documents executed under false, revoked or expired powers of attorney. • Improperly recorded legal documents. • Undisclosed heirs. • Failure to include necessary parties to certain judicial proceedings. • Defective acknowledgements due to improper or expired notarization. • Gaps in the chain of title. • Forged deeds, mortgage, wills, releases of mortgages and other instruments. • Deeds by minors. • Deeds and wills by persons lacking legal capacity. • State inheritance and gift tax liens. • Errors in tax records. • Claims by creditors of decedent against property improperly conveyed by heirs and devisees. • Deeds by persons falsely representing their marital status. • Issues of rightful possession of land.